Tell us about your situation
Your options might include
- Rough total of your debts (doesn't need to be exact)
- Types of debt (credit cards, medical, personal loans)
- Your employment and income situation
The smartest way to pay off your debt.
Most debt companies see you as a commission check. We see you as someone who's stressed about money and deserves real help, not a sales pitch.
Over 4200+ debt-free clients
- 0+
clients helped
- $0m+
in debt wiped out
- 0
average time to resolve debt
Discover the best debt consolidation solutions available.
HOW IT WORKS
Talk to your dedicated advisor
Within minutes, you'll get a call from your personal advisor. This is the same person who will work with you throughout—not a call center rep who'll transfer you five times.
What happens on this call
- We review your specific situation in detail
- We explain ALL your options—even ones that don't make us money
- We show you potential savings and new payment amounts
- We answer every question you have (no rush)
- We review your specific situation in detail
Choose what's right for you
Your options might include- Debt consolidation loan — One payment, lower interest rate
- Debt settlement — Negotiate to pay less than you owe
- DIY strategies — If that's your best path, we'll tell you
- Debt consolidation loan — One payment, lower interest rate
From people where you are
Our debt consolidation solutions can get results for you too!
“Debtwink was upfront about everything. They didn’t sugarcoat the process, but they made sure I understood what I was getting into. I respect that level of honesty — and they actually followed through”
Carlos V“If you’re on the fence, just call them. That’s what I did. They’ll explain your options without pushing you into anything. It’s been a total game-changer for me.”
Laura B.“I saw Debtwink on Instagram and figured it was just another ad. But after talking to them, I realized they were the real deal. They set everything up quickly, kept me updated, and now my payments are finally under control.”
Nicole P.
We do things differently
Not because we’re special, but because this is how debt relief should work.
- One person. Your person.
- You'll work with the same advisor from your first call until you're debt-free. They know your situation, your goals, and they actually remember your name.
See more- Honest about everything
- If debt consolidation isn't right for you, we'll tell you. We explain all your options—even the ones that don't make us money. No hidden fees, ever.
See more- We check in after
- Our job isn't done when you sign. We follow up to make sure everything's working, answer any questions, and help you stay on track to debt-free.
See more
The smartest way to pay off your debt is right here.
APPLY NOWCommon Questions
Confused about how this works? Worried it’s too good to be true? You’re not alone. Here’s what you need to know.
No. We use a “soft pull” to check your rate, which doesn’t impact your credit score at all. Only if you decide to move forward with an offer would a full credit check occur.
It depends on your current interest rates and debt amount. On average, our customers save $300-500 per month. Your advisor will show you exactly what’s possible for your situation.
Most unsecured debts including credit cards, medical bills, personal loans, and collections. We cannot help with mortgages, auto loans, or federal student loans.
Many of our customers receive offers the same day. From there, funding typically takes 2-5 business days depending on the lender and your bank.
None at all. Checking your rate is completely free with no commitment. If the options aren’t right for you, just say no. No pressure, no hassle.